Good credit can easily be damaged when shopping for low interest rates. Lenders report to credit bureaus when qualifying you for their best rate. These reports translate into reduced beacon scores that actually cause your interest rate to climb
higher. Interest therefore is important but it needs researched by only
one Qualified Agent. When I compare rates for you I only record one Credit Bureau check no matter how many lenders I ask to quote for your business. This process protects your good credit rating.
Not only am I a successful businessman and Licensed Mortgage Agent, I am also a qualified Insolvency Counsellor registered with the Superintendent of Bankruptcies. If you are having debt problems and cannot be qualified for mortgage refinancing I have a number of other options designed to rectify your financial difficulty. This allows you time to restore your credit rating and complete the refinancing at some future date. This process is referred to as “Debt Restructuring” and when implemented early it protects your home and other assets from seizure and sale. Call me for a free, no obligation consultation
